HOW WE HELP
We work with you to help you understand, manage and optimise your financial position, and to set, build and attain your goals.
Understanding
You need to understand the why, where, how and what of your investments. For example, is your superannuation invested in one fund or multiple funds, depending on your work history? What fees are you paying?
When we meet, our first step is to understand you: your background, your financial journey to date, and your short-term and long-term goals, both lifestyle and financial.
Understanding what assets will pass into your estate is an essential step in planning for your family’s future: therefore, knowing what assets will pass directly to beneficiaries outside of your estate is an important component of our overall advice process.
Managing
An important step in our ongoing service to you is the review of your portfolio of assets; how these are performing and whether they need to be re-aligned to meet your changing financial needs. Portfolios are viewed at least annually; however, we will be contacting you regularly should there be any specific opportunities or challenges in the market that may affect your holdings and of course you are able to contact your adviser with any questions or concerns you may have.
Optimising
Our approach to optimising your financial journey revolves around crafting a robust game plan tailored to your unique aspirations. We understand that achieving your lifestyle and financial goals requires more than just luck; it demands deliberate and well-calculated strategies.
Our seasoned experts excel at determining, implementing, and adapting strategies that drive you towards your objectives. We explore every avenue to maximise super contributions, ensuring a tax-free income during your retirement years. Moreover, we strategically reduce the tax burden on your independent adult children, should they be beneficiaries of your superannuation.
We believe in striking the perfect balance between growth and defensive aspects within your portfolio. Our aim is to position you optimally for investment opportunities while maintaining a comfortable level of risk. With our guidance, you can be ready to seize opportunities without ever compromising your peace of mind.